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Columbia, MO Car Accident Lawyer

Holding Careless Drivers Accountable for Your Injuries

Each year, it’s estimated that around 800 Missouri drivers will be killed in a fatal car accident, and many more Americans across the country will also suffer critical injuries and fatalities. Although many car accidents are deemed “unpreventable,” the truth is that there is almost always some degree of driver negligence behind a car crash.

After a major accident, you may be feeling overwhelmed, frustrated, and deeply worried about your future. From life-altering injuries to mounting medical bills, you shouldn’t have to deal with the outcome of a crash by yourself – and you shouldn’t have to pay the ultimate cost for the reckless behavior of another driver, or their insurance company.

When you need committed legal counsel to stand by your side, our Columbia, MO car accident attorneys at Cantor Injury Law can provide the tenacious representation that you deserve. Whether you’re dealing with an unreasonable insurance company or a severely negligent driver, our legal team can pursue justice for you and your family. We’ve been in business since 1993, and we can bring over 25 years of combined legal experience to back up your claim.

To learn more about our legal services for Columbia, MO residents, just call (573) 229-0491 today and schedule a free initial case evaluation.

Missouri is a "Fault" State

Missouri operates under a traditional fault-based system in regards to car accidents, meaning that the driver or drivers who caused the accident are financially responsible for the resulting damages, including injuries, lost income, vehicle damage, and other losses. Drivers must purchase and maintain a minimum of $25,000 of bodily injury coverage per person injured, $50,000 of bodily injury coverage per accident, and $10,000 of property damage coverage per accident. This coverage pays for damages the insured driver causes to others in the event of a collision up to the limits of the policy, with any remaining damages being the driver's financial responsibility.

Under this system, if you have been injured in a crash, you may proceed in any of the following ways:

  • Filing a claim with your own insurance, who will directly compensate you and then likely pursue a claim against the at-fault driver's insurance company
  • Filing a third-party claim directly with the at-fault driver's insurer, or
  • Filing a personal injury lawsuit against the at-fault driver

Proving Negligence in Car Crash Claims

In order to receive compensation for your injury lawsuit – or to receive a fair settlement on your insurance claim – you must be able to show that another driver acted in a negligent manner. In Missouri, auto accident cases are guided by the principle of “pure comparative fault,” which means that damages will be awarded based on the percentage of fault for each driver. For instance, even if you are found to be 30% at fault for your accident, you can still recover 70% from the at-fault party or their insurer.

Here’s what you will need to establish in order to show fault:

  • That the other driver had a “duty of care” to you.
  • That the other driver failed this duty of care by acting in a negligent way.
  • That your injuries were directly caused by the car accident.
  • That you suffered substantial injuries during the crash.

Getting a Fair Settlement for Your Losses

Unfortunately, even if you have all the required elements to establish that the other driver was at fault, the insurance company may still give you an initial settlement offer that falls far below your needs. This is because insurance companies know that injury victims need compensation, but they may be unwilling to pay out the full amount at first.

At Cantor Injury Law, we consider it our highest duty to fight for your rights. Whether we’re negotiating a settlement or explaining your injuries to a jury, we want to make sure you have the best possible chance to recover and heal for the future. Never backing down from a challenge, our Columbia car accident team can handle all the details of your insurance claim, while you focus on recovering.

Call (573) 229-0491 to get started with your free consultation today! We work on contingency fees, which means you won’t pay unless we win.

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